Helping financial institutions rationalize, enhance, and modernize risk and compliance capabilities across lines of defense—building resilient programs that support business growth.

Regulatory Risk & Compliance for Financial Services

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Overview

Changes in the regulatory environment provide institutions with a unique opportunity to rationalize, enhance, and modernize their risk and compliance capabilities across lines of defense. PwC brings together industry specialists, and former regulators to deliver sustainable solutions. We reduce your operational burden by identifying efficiencies, implementing automated or semi-automated solutions, and providing perspective on what matters most to your organization.


Market trends

93%

of CROs said the banking industry must adapt to the increased speed of risk.

Source https://www.rmahq.org/survey-reports/rising-to-the-risks-of-a-changed-industry/
64%

of executives cite better risk visibility as the leading benefit of compliance technology.

Source https://www.pwc.com/gx/en/issues/risk-regulation/global-compliance-survey.html

Capabilities

Regulatory strategy and response

Navigate shifting regulatory expectations with clarity and confidence. We help interpret evolving requirements and develop strategic responses aligned to risk appetite. By combining former regulators with deep policy experience, we enable proactive positioning rather than reactive compliance. This approach brings clarity on where to rationalize and where to strengthen capabilities across lines of defense.

Operational risk management

Build resilient risk programs that balance protection with business agility. We design and implement risk frameworks tailored to organizational goals and regulatory expectations. By embedding resilience across people, process, technology and data, we help strengthen risk posture without slowing momentum.

Financial risk and modeling

Transform financial risk and model risk programs to meet heightened supervisory expectations. We deliver credit risk, market risk, and model transformation capabilities supported by deep modeling experience. By applying Risk Link and industry peer benchmarking, we enable comparison against leading practices—supporting both regulatory scrutiny and business decision-making.

Tech and AI risk management

Manage emerging technology and AI risks with frameworks designed for today's environment. We deploy agentic intelligence capabilities and AI-enabled solutions to help strengthen risk identification and analytics. By applying accelerators including AI drafting agent, AI quality review agent, and risk reporting dashboard with AI integration, we enable smart rationalization and confident adoption of new technologies.


Contact us

Matthew Bagin

Principal, Regulatory risk and compliance, PwC US

Dietmar Serbee

Financial Services Risk & Regulatory Partner, PwC US

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