Blurred Lines: How FinTech is shaping Financial Services

FinTech is changing the Financial Services (FS) industry from the outside in. We estimate within the next 3-5 years, cumulative investment could well exceed $100bn. And financial institutions and tech companies are stepping over one another for a chance to get into the game. The result is a new competitive landscape and playing field. As the lines between traditional finance, technology firms, e-commerce and telecom companies are blurring, many innovative solutions are emerging and there is clearly no straightforward solution to navigate this FinTech world.

The insights shared in this report are based on a unique and comprehensive global survey of over 500 senior FS and FinTech executives looking at the current and emerging trends in FinTech. We complemented the study with our own insight and analysis into why FinTech is disruptive and how different organisations can and should respond to its challenges. The report is also fuelled with proprietary research from DeNovo, a new platform powered by Strategy& and PwC, focused on FinTech innovation and its impact on financial institutions.

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David Wake

Advisor, PwC Indonesia

Tel: +62 21 521 2901

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