Financial Services

We are committed to the future of FS in the Middle East, helping clients shape their businesses and execute strategies.

We advise on the impact of risk and regulation, FinTech, digital innovations and emerging technologies, Financial Crime as well as the changing face of the customer.


The Middle East financial services market is going through a period of significant change, where we see increasing regulation and significant market consolidation. Challenges lie ahead, but the industry is positioned to respond, backed by strong foundations and deep pools of expertise.

At PwC, we are looking to the future of the financial services industry with confidence. However, as the environment evolves, continued success will require a dedicated approach and appreciation of the changes ahead.  

We can help you address your main challenges, be it consolidation and integration, front office transformation, technology, Risk & Reg or Fraud and AML related.

How we can help

We are committed to the future of FS in the Middle East, effectively working with clients as they shape their businesses and execute their strategies. We advise on key issues such as the impact of risk and regulation, financial crime, innovations in mobile and digital technologies, the disruptive impact of FinTech, as well as the changing face of the customer. We use proven methodologies to design and execute business transformation backed by blueprint designs that are used as accelerators. We have invested heavily in building our technology capabilities, focusing on the areas that we believe bring the most value to our clients, including data and analytics, technology transformation and cyber.

Related industries


PwC's Banking practice provides guidance on retail banking, risk and regulation, FinTech, consumer credit, private banking and more.

How we can help

Regulatory reform, more stringent capital requirements, risk management considerations, disruptive technologies, a low interest rate environment, and enhanced reporting requirements are all challenges to growth in banking and capital markets. Sophisticated strategies and solutions will be required for financial institutions to gain a competitive edge. PwC professionals assist many of today's largest banks and securities firms with their most challenging issues in every segment of the financial industry: consumer/retail banking, commercial banking, wholesale banking, mortgage banking, securitisation, capital markets, insurance, investment management, broker/dealer and real estate.

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Financial Services is facing sweeping technological changes that are profoundly impacting the way clients do business.

FinTech is changing the Financial Services industry from the outside in. Fintech is all about innovation, disruption and transformation, and will undoubtedly impact and shape the way financial institutions around the world operate. Explore the key themes of PwC's latest report on FinTech: Redrawing the lines: FinTech’s growing influence on Financial Services, based on a PwC survey of over 1,300 senior financial services and FinTech executives from 71 countries. This is something that affects everyone in the FS industry so please get in touch with our team of specialists to talk about what that means for your business.

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Risk and regulation

Financial services risk and regulation - many see it as a challenge, we see it as an opportunity. An opportunity to stand out. An opportunity to grow. An opportunity to build trust.

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Financial Crime

This has become a major issue for all financial services organisations as well as many others caught up in its scope. The compliance focus and the associated costs are substantial, and at all levels the penalties for failure have become ever more significant.

PwC has an established global network of specialists working to combat financial crime in areas such as:

  • Cybersecurity
  • Fraud
  • Anti-money laundering, counter terrorist financing and sanctions
  • Anti-bribery and corruption
  • Market abuse

We work with you to provide innovative and advanced solutions for responding to Financial Crime incidents, remediating past deficiencies, developing enhanced operating models, and optimising transaction monitoring systems.

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Contact us

Mehryar Ghazali

Middle East Financial Services Leader

Tel: +971 4 304 3100

Aamena Khan

Partner - Consulting People and Organisation FS Leader

Tel: +971 4 304 3100

Jorge Camarate

Partner - Strategy& Leader FS

Tel: +971 4304 3100

Mahmoud Al-Salah

Partner - Financial Crime Leader

Tel: +971 4 304 3318

Mustafa Ilyas

Partner - FS Transaction Services Leader

Tel: +971 4 304 3100

Stuart Scoular

Partner - Assurance

Tel: +971 4 304 3100

Stefan Kimmel

Partner - FS Digital & Technology

Tel: +971 4304 3100

Dr Sandeep Srivastava

Partner - FS Risk and Regulatory Leader

Tel: +971 4 304 3100

Akhilesh Khera

Partner - FS Post Merger Integration Services Leader

Tel: +971 4 304 3100

Ali Hosseini

Chief Digital Officer - Partner

Tel: +971 4304 3100

Manoj Shah

Partner - FS Finance Function Leader

Tel: +971 4304 3100

Ather Marwat

Partner - FS Other Assurance Services Leader

Tel: +971 4304 3100

Burak Zatiturk

FS Qatar Leader

Tel: +974 4419 2953

Ahmad AlKiswani

FS Kuwait Leader

Tel: +965 2227 5777

Hala Kudwah

Partner - KSA Consulting

Tel: +966 (11) 2110400 Ext :1516

Zeeshan Khwaja

FS Fit for Growth Leader

Tel: +971 4304 3100

Ali Imran

FS Customer Leader

Tel: +971 4304 3100

Ata Malik

FS Data & Analytics Lead - Digital & Technology Services

Tel: +971 4304 3100

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