Independent Business Review (IBR)

International Business Review (IBR) is a process usually initiated by a bank or other credit institution when there are doubts about the financial status or solvency of an existing debtor or a new debtor. The primary objective of IBR is to assess the debtor´s capacity to repay obligations on time. The areas covered by IBR are set on a case-by-case basis, depending on specific circumstances and risks faced by a given company. Typically, however, an IRB may cover areas such as cash flow, economic outlook, assessment of company´s assets and liabilities, assessment of the company´s market position or operational processes.

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