Malta Permanent Residence Programme

Aerial view of Maltese village

The 2025 updated Malta Permanent Residence Programme (“MPRP” / “the Programme”) is a Maltese residency-by-investment programme requiring investments in qualifying property and government contributions. The Programme offers significant value to individuals and their family wishing to acquire a Maltese residency permit – and is arguably better value to applicants than the previous version of the rules.

Key Benefits

1

Begin your journey with a temporary Maltese residence permit, valid for one year, right at the start of your application. This means you can secure residency within a month or so of kicking off the process off. This can then transition into a more permanent status.

2

Gain residency rights in Malta for you and your registered dependants, providing access to a quality lifestyle, a competitive tax environment, a well-functioning healthcare system, British-standard education, and potential employment opportunities.

3

Enjoy visa-free access across the Schengen zone for a period of up to 90 days within a 180-day period, excluding days spent in Malta.

4

The programme accommodates applications from up to four generations of family, making it a comprehensive option for extended families.

5

Benefit from a cost-effective programme that offers a renewable 5-year visa, provided you maintain your residential address.

Registered dependants include:  

  • The beneficiary’s spouse.
  • Children, including adopted ones, of the beneficiary or their spouse. Even if they’re 18, they must be unmarried and mainly reliant on the beneficiary. 

  • A parent or grandparent of the beneficiary or the spouse, provided they primarily depend on the main applicant. 


Who is eligible to apply? 

  1. Be a third-country national, not Maltese, non-EU, non-EEA, or non-Swiss, and at least 18 years old.

  2. Not a beneficiary of another Maltese programme. 

  3. Be deemed fit and proper.

  4. Hold capital assets of at least €500,000, with a minimum of €150,000 in financial assets, or demonstrate capital assets of at least €650,000, including €75,000 in financial assets. 

  5. Plan to invest as outlined by the Regulations.

  6. Fulfill the application criteria. 

  7. Make a donation to a registered philanthropic, cultural, sport, scientific, animal welfare, or artistic non-governmental organisation (NGO), or as approved by the Agency.

  8. Have health insurance covering all risks typically covered for Maltese nationals for themselves and dependants. 

  9. Have stable and regular resources sufficient to support themselves and dependants without relying on Malta’s social assistance.

  • Complete thorough background checks. 
  • Have no criminal record and not be under international sanctions. 

  • Be free from any ongoing criminal investigation.

  • Pose no threat to national security, public policy, or public health. 

  • Avoid any actions that could harm Malta’s reputation.Have not been previously denied Maltese citizenship.

To move forward with your application, you need to meet all the eligibility criteria. Remember, applications can only be submitted through accredited agents.


Timeframe

  • You can apply for a temporary residence permit, valid for one year, for yourself and any dependents. This should be done at the start of the application process (within a month or so from kick off).

  • Ensure you submit your application and all supporting documents within 6 months from the application date. 

  • The permanent residence certificate issued upon approval in principle and full compliance with Programme obligations (roughly within 3 months or so).

  • If the Agency raises any questions about your submission, the timeline will pause until you provide valid responses. 

Summary of Government expenses 

Payment Type/Requirements                                                                      Applicable Fee (Euro €)                                                                                                  

Comments

 

Non-refundable administrative fee 

 60,000

 

 

  • €15k must be paid before the biometric appointment, and proof of payment must be presented at the time of the appointment.
  • €45k must be paid within 2 months from the issuance of the letter of approval in principle. 

Non-refundable administrative fee 

 

7,500

  • Payable by each dependent (excluding spouse and children under 18 years of age) within 2 months from the issuance of letter of approval in principle.
Government contribution

37,000

  • If purchasing or leasing a property, it must be paid within 8 months from the letter of approval in principle.
Donation 2,000  
Total administrative /contribution fees 99,000 *  

 

*Exclusive of :  qualifying property (see below), legal fees, ad hoc expenses, dependent fees (if applicable) and card fee (€100 per applicant per year i.e. €500 to cover the five-year residence permit).

Qualifying Property in Malta or Gozo 375,000 Acquisition
  14,000 Rental per annum

Key information to keep in mind 

  • The Maltese Authorities are committed to a thorough due diligence process, requiring full transparency from applicants.

  • A qualifying property must be retained for at least five years from the certificate’s issuance date. After this period, a residential property will be necessary.  

  • Applicants need to demonstrate access to financial resources, including capital and financial assets, as previously mentioned.It’s essential for individual to maintain valid health insurance and show stable financial resources, as outlined earlier.

  • The status is reviewed annually for the first five years and subsequently at the Agency’s discretion.  

  • The status will be revoked if any of the Regulations’ rules are breached.

How can we help?

  • We’ll guide you in determining if this path to residence rights your needs. 
  • We act as your authorised Accredited Agent. 

  • We assist with preparing, completing, and submitting the necessary documents, while coordinating with the relevant authorities.

  • We offer pathfinding services.   

  • We provide advice on any Maltese or non-Maltese tax implications, including income tax, VAT, and stamp duty, as needed.

  • We offer ad hoc assistance and advice as required.

With the support of our tax and immigration experts, we’re equipped to support you through the entire process. If needed, we can also address non-Maltese matters through our PwC network firms, ensuring a comprehensive range of professional services.

Contact us

Bernard Attard

Bernard Attard

Clients and Markets Leader, PwC Malta

Tel: +356 7997 7788

Edward Attard

Edward Attard

Tax Partner, PwC Malta

Tel: +356 7986 8149

Joanna Pace Balzan

Joanna Pace Balzan

Manager, Tax, PwC Malta

Tel: +356 7973 9067

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