Malta Permanent Residence Programme

Malta Permanent Residence Programme hero image of Valletta

The 2025 updated Malta Permanent Residence Programme (“MPRP” / “the Programme”) is a Maltese residency-by-investment programme requiring investments in qualifying property and government contributions. The Programme offers significant value to individuals and their family wishing to acquire a Maltese residency permit – and is arguably better value to applicants than the previous version of the rules.

Key Benefits

1

Option to apply for a temporary Maltese residence permit valid for one year at the start of the application process, meaning that applicants can get a residence permit within a month or so of kicking the process off – which is then converted into a more permanent one.

2

Beneficiaries and their registered dependants obtain residency rights in Malta, which provides access to a quality lifestyle, a competitive tax system, a well-functioning healthcare system, British standard educational opportunities and potentially employment opportunities

3

Visa-free access across the Schengen zone for a period of up to 90 days (excluding days spent in Malta) within a 180-day period.

4

A Programme that allows four generations of families to apply.

5

A Programme that is relatively inexpensive and allows for a renewable 5 year VISA (assuming that the residential address is kept).

Registered dependants include:  

  • The beneficiary’s spouse; 

  • Children (including adopted children) of the beneficiary or the beneficiary’s spouse, even if over 18 years of age, provided that they are unmarried and principally dependant on the beneficiary; and 

  • A parent or grandparent of the beneficiary or the beneficiary’s spouse who are principally dependant on the main applicant. 

Who is eligible to apply? 

  1. is a third country national and is not Maltese, non-EU, non-EEA, or non-Swiss national and at least 18 years of age;
  2. is not a beneficiary of another Maltese programme (as defined);
  3. is fit and proper;
  4. is in possession of capital assets of not less than €500,000, out of which a minimum of €150,000 must be financial assets or show that the capital assets held are of not less than €650,000, of which €75,000 must be in the form of financial assets;
  5. proposes to make an investment as required by the Regulations;
  6. meets the application requirements;
  7. makes a donation as required by the Regulations to a registered philanthropic, cultural, sport, scientific, animal welfare or artistic non-governmental organisation or society, or as otherwise approved by the Agency;
  8. is in possession of health insurance in respect of all risks normally covered for Maltese nationals for applicant / dependants; and
  9. is in receipt of stable and regular resources that are sufficient to maintain applicant and dependants, without recourse to the social assistance system of Malta.
  • undergo proper background verification; 

  • possess no criminal record and are not subject to international sanctions; 

  • not be subject to any criminal investigation; 

  • not be a potential threat to national security, public policy or public health; 

  • not be involved in any activity likely to cause disrepute to Malta; and 

  • not have been denied an application for Maltese citizenship.

All eligibility criteria must be satisfied in order for an applicant to be approved. Applications can only be submitted through accredited agents.

Timeframe

  • Applicants shall be entitled to apply for a temporary residence permit valid for one year, for themselves and their dependents (if any) at the start of the application process (within a month or so from kick off);

  • Submission of application and supporting documentation within 6 months from application date;

  • Permanent Residence certificate issued upon approval in Principle and full compliance with Programme obligations (roughly within 3 months or so).

  • Any questions issued by the Agency in relation to submissions will stall the above timeline, which will only be re-activated on receipt of valid replies.

Summary of Government expenses 

Payment Type/Requirements                                                                      Applicable Fee (Euro €)                                                                                                  

Comments

 

Non-refundable administrative fee 

 60,000

 

 

  • €15k must be paid before the biometric appointment, and proof of payment must be presented at the time of the appointment;
  • €45k must be paid within 2 months from the issuance of the Letter of Approval in Principle. 

Non-refundable administrative fee 

 

7,500

  • Payable by each dependent (excluding spouse and children under 18 years of age) within 2 months from the issuance of Letter of approval in Principle 
Government contribution

37,000

  • If purchasing or leasing a property – must be paid within 8 months from the Letter of Approval in Principle
Donation 2,000  
Total administrative /contribution fees 99,000 *  

 

*Exclusive of :  Qualifying property (see below), legal fees, ad hoc expenses, dependent fees (if applicable) and card fee (€100 per applicant per year i.e. €500

to cover the five-year residence permit)

 

Qualifying Property in Malta or Gozo 375,000 Acquisition
  14,000 Rental per annum

Key information to keep in mind 

  • The Maltese Authorities take the due diligence process very seriously and full transparency is required; 
  • A qualifying property needs to be kept for a minimum period of 5 years from the date of issuance of the certificate, following which a residential property will be required;  

  • Applicants must prove access to wealth (capital/financial assets) as outlined above;

  • The individual must maintain valid health insurance coverage and demonstrate stable and financial resources as outlined above;
  • The status is monitored annually for the first 5 years and thereafter whenever the Agency deems opportune; and 

  • The status will be withdrawn as soon as the beneficiary infringes any of the Rules set out in the Regulations.

How can we assist 

  • Help you decide if this route to residence rights works for you; 

  • Acting as your authorised Accredited Agent; 

  • Helping with the preparation, completion and submission of the required documents and liaising with the relevant Authorities; 

  • Providing pathfinding services;  

  • Advising on any Maltese or non-Maltese tax implications (income tax, VAT, stamp duty, etc.), as is relevant; and 

  • Providing other ad hoc assistance and advice as may be required. With the help of our tax and immigration specialists, PwC Malta is in a position to help with the entire process, including if necessary Non Maltese matters through other PwC Network firms, offering a full range of professional services.

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Contact us

Bernard Attard

Bernard Attard

Tax Partner, PwC Malta

Tel: +356 7997 7788

Edward Attard

Edward Attard

Tax Partner, PwC Malta

Tel: +356 7986 8149

Joanna Pace Balzan

Joanna Pace Balzan

Manager, Tax, PwC Malta

Tel: +356 7973 9067

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