We navigate pension planning, so you can build a secure future.

Social Security and Pensions

Social Security & Pensions

At PwC Malta, we understand the urgency of proactive pension planning for both individuals and businesses. Considering the evolving realities of Malta’s state pension system, being that it might no longer be sustainable on its own, it is prudent to explore and evaluate pension planning options.

For individuals and families

Whether assessing your personal pension prospects or considering a supplementary pension plan, planning ahead involves your family and can extend to your workforce in a business context.

Our services include:

  • Pension structuring, integrating tax advisory services
  • Tax compliance advisory services
  • Tax consultancy on social security matters
  • Training seminars and tailormade workshops

For employers

Offering a pension scheme for your employees does not only bring quantitative and qualitative benefits but also secures talent and fosters a committed staff. If you wish to set up a pension scheme for your workforce, we guide you through the process of pension structuring, integrating regulatory and tax advisory services.

  • Our services include:Pension structuring, integrating regulatory and tax advisory services
  • Advice on tax and other relevant implications of occupational pension schemes
  • Financial modelling
  • Training seminars and tailormade workshops
  • Advisory services relating to employment considerations
  • Payroll services

For organisations offering pension services in Malta

We assist organisations in establishing pension propositions, manage ongoing regulatory dealings, and provide comprehensive regulatory advice and support.

  • Assistance with setting up a pension proposition
  • Licensing and ongoing dealing with regulators
  • Regulatory advice and support services
  • Regulatory reporting
  • Risk management, MLRO and compliance function support
  • Compliance health checks
  • GDPR compliance
  • FATCA/CRS and investor tax reporting
  • Direct and indirect tax compliance advisory services
  • IT support services
  • Digitalisation
  • Training seminars and tailormade workshops

How can we help?

Our dedicated pensions team is here to provide you with specialist guidance whether you need expert assistance with pension entitlements, considerations or aim to set up a retirement pension scheme. We help you seize every opportunity, ensuring compliance and readiness for tomorrow’s challenges, giving you the opportunity to move forward with confidence in your pension planning.

Contact us

Bernard Attard

Bernard Attard

Tax Partner, PwC Malta

Tel: +356 7997 7788

Victoria Muscat

Victoria Muscat

Senior Manager, Tax, PwC Malta

Tel: +356 7973 6311

Annamaria Mifsud

Annamaria Mifsud

Senior Manager, Tax, PwC Malta

Tel: +356 7973 8457

Nicolai  Borg Sant

Nicolai Borg Sant

Senior Manager, Tax, PwC Malta

Tel: +356 7973 6166

Lee Ann Agius

Lee Ann Agius

Senior Manager, Tax, PwC Malta

Tel: +356 7973 6159

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