We streamline compliance and data processes, so you can confidently navigate finance
Banking and Fintech
Malta’s banking and fintech sector offers a blend of traditional banking and innovative fintech which continues to thrive and evolve at an accelerated pace. The market continued to grow in recent years, supported by a broad mix of service providers and solutions that attract both local and international activity. This dynamic environment supported by Malta’s strong regulatory framework and its openness to financial innovation offers the ideal setting for institutions looking to grow, adapt, and build long‑term resilience.
Malta offers an efficient and well-regulated environment for organisations working in the banking and fintech space. Its location, regulatory structure, and experienced talent pool make it an attractive location for institutions looking to establish or expand their operations and having their European gateway access to the EU’s internal market.
With our support, you can:
Banking
At the heart of our economy, connecting us all together
Banking sits at the heart of our economy, connecting people, businesses, and communities together. Its systemic importance translates into stringent regulatory compliance, scrutinising key banking pillars to ensure market robustness and sustainable growth for years to come. Financially, the banking industry faces other challenges such as slowdown in revenue generation, market dynamics shifting the true cost of funding, talent risks, and vulnerabilities towards stress and volatility.
At PwC we see every challenge as a chance for you to grow. We collaborate with banks to address their toughest challenges, offering fresh insights and solutions. Our deep knowledge of the local market, paired with our technical expertise, enables us to deliver real value. We forge strong partnerships and aren't afraid to challenge the status quo, always looking for new ways to drive progress.
Fintech
Shaping the future of the payments and crypto space
Payment institutions, e-money institutions, and crypto-asset service providers operate in one of the most rapidly evolving areas of the market. As customer expectations shift and technology redefines financial service delivery, these institutions constantly develop new services, refine digital capabilities, and explore new revenue streams. This sector spans specialized providers that must balance competitiveness with new regulatory requirements, operational resilience, and emerging risks.
Working with us as a fintech provider means you can navigate this environment with confidence. Whether building new capabilities, adapting to regulatory changes, expanding markets, or planning growth, we help you stay ahead of change and unlock long-term potential. Backed by our global network, we ensure you remain competitive while strengthening your market position in this constantly evolving landscape.
How we can help?
Don’t do this alone.
Through our Banking and Fintech experts, we support banks and fintech companies across every step of your journey, from responding to regulatory change, to modernising operations and unlocking strategic opportunities.
Our services span:
Assurance
Licencing and market entry
Regulatory advice and reporting
Risk management
We help you solve complex problems by leveraging our expertise, technical skills, and collaborative relationships. Our insights will help you drive value and support innovation in this space, build trust with stakeholders, and stay competitive in a rapidly evolving market.
Contact us
