Navigating the Shockwaves​

Tighten credit terms, enforce collections discipline and deploy invoice financing to monetise outstanding AR​.

The gap between agreed terms and actual collection is where significant cash hides; invoice financing converts that delay into immediate cash.​

Extend supplier payment terms and deploy supply chain finance so suppliers receive early payment while your outflow is deferred​.

Done well, this lever can release more cash than a new credit facility - at zero incremental financing cost and without straining supplier relationships.​

Review facility covenants, diversify banking relationships and secure or renew credit lines - with asset disposal as a structured last resort​

Banks are quietly becoming sector-selective in energy-exposed industries. Diversifying funding sources now gives CFOs more options when refinancing pressure mounts.​

Liquidate slow-moving stock, right-size safety buffers, explore vendor-managed replenishment and inventory financing against held stock​

Inventory built for supply chain uncertainty is now your most expensive asset, held at today's elevated input costs— financing it can release cash without depleting it.​

Establish a hedging policy, lock forward FX rates on USD payables and implement commodity price protection on key inputs​

Most Vietnamese businesses carry full oil and FX exposure with no structured hedge programme - a gap manageable at US$68/bbl but a material treasury risk at ~100 US$/bbl​.

Implement real-time cash dashboards, integrate ERP data feeds and automate daily cash positioning across all business units​

Most finance teams are making cash decisions on data that is 30–45 days old. In a market moving at this pace, that is not a forecast, it is history.​