Navigating the tax landscape for financial service providers | Training

Training details

Date: Tuesday, 19 May 2026
Time: 8:30am-4pm
Cost: GH₵3,000
Venue: PwC Tower, A4 Rangoon Lane, Cantonments City, Cantonments, Accra

Course overview

Financial service providers have several taxes they are expected to comply with. Apart from the general tax provisions that apply to most businesses, there are unique tax regimes and practices that are crucial for financial service providers. It is therefore important for players in the financial services space to fully understand these taxes and requirements to ensure comprehensive compliance while preserving shareholder value.

This training seeks to provide participants with the information required to effectively manage the tax affairs of their business operations. It will bring attendees up to speed with tax developments within the industry, and generate awareness of planning and tax structuring strategies that can provide value to financial service institutions and their shareholders.

Course content

Introduction to Ghana’s tax system

• Recent tax policy and legislative developments

Part A: Direct taxes

Corporate Income Tax (CIT)

• Standard and sector-specific CIT rates
• Taxation of banking, insurance, and capital market institutions
• Determination of chargeable income and deductions

Taxation of investment and financial instruments

• Taxation of treasury bills, bonds, mutual funds, and Real Estate Investment Trusts (REITs)
• Capital gains tax on assets and securities
• Rules on foreign exchange gains/losses

Special or sector-specific levies

• Growth and sustainability levy (coverage and changes)
• Financial sector recovery levy

Loss utilisation and capital allowances

• Unrelieved losses and minimum tax rules
• Capital allowances for IT, equipment, and buildings

Withholding Tax Regime (WHT)

• WHT on interest, dividends, software, and other services
• WHT obligations for financial institutions as withholding agents

International taxation

• Double tax treaties and transfer pricing

Part B: Indirect taxes

Value Added Tax (VAT)

• VAT structure and exemptions for financial services
• Taxable fee-based services and reverse charge VAT
• Imported services VAT and levies
• VAT filing and compliance

Tax planning and strategy

• Structuring financial transactions for tax efficiency
• Managing cross-border taxes and audit readiness

Tax administration and compliance

• Filing obligations and record-keeping
• Digitalisation and e-services
• Penalties and dispute resolution

Who should attend?

• Finance managers and directors
• Tax managers and specialists
• Accountants
• Internal auditors
• Legal and compliance officers
• CFOs and senior executives
• Financial consultants and advisors
• Corporate governance professionals

Register for the training here