We help you solve the problems that matter most so you can act faster and move further.
What would you like to explore?
Industries are rethinking how we move and build. How we feed and care. And how we power. Financial services organisations stand ready to support this transformation. They catalyse growth. They enable innovation. They manage risk. They unlock capital. But with change moving fast, they must reshape themselves to rise to the challenge.
Reinvention is a must. With tech breakthroughs, data mastery, and tougher regulations in the mix—and new entrants on the scene—banks, asset managers, insurers, and investors must face and embrace change.
The challenge is significant—and so is the opportunity. Let’s seize it.
Private credit is playing a growing role in corporate finance––offering innovative, flexible, and tailored solutions. And private equity and sovereign wealth funds are well-positioned to unlock new economic opportunities at points of complex convergence and sector transformation. For example: when AI meets clean energy and digital infrastructure.
Insurance is shifting its focus—from mere protection to active prevention. Risk management advisory might soon rival traditional, broker-driven models.
By tapping third-party capital, unique data, and powerful predictive models, the industry can deliver tailored solutions that anticipate risk.
The future ecosystem will embrace a digital-first approach. It will bring together banks with embedded insurance options. Cybersecurity and privacy firms will employ predictive modelling. Fintechs and start-ups will innovate to deliver smart, tech-driven protection.
Traditional banks stand at a pivotal moment. Innovation and digital transformation are levelling the playing field. Fintechs, insurers, and newcomers are reshaping services—payments, retail, and commercial alike. Customer expectations are changing rapidly. Everything is set to evolve.
Yet banks have critical advantages—strong balance sheets and state-of-the-art tech and infrastructure. The demand for banking services will remain strong, especially as capital flows shift and new sources of value emerge.
Strategic partnerships will play a bigger role. As borrower demand for private lending increases, capital-rich organisations could join forces with those with lending and credit risk management expertise.
Speed is essential—time is tight. To stay competitive, banks will have to pivot quickly from strategy to execution. Leaders will clarify their unique value proposition, pinpoint targeted revenue pools, and build the right capabilities.
Data-driven insights, adaptability, and customisation now define asset and wealth management. Tech breakthroughs in GenAI, distributed ledger, digital assets, and tokenisation are reshaping strategies. They enable real-time risk monitoring, trend forecasting, and efficient portfolio rebalancing.
This wave of disruption is reshaping how asset and wealth management organisations do business, creating a tech-driven ecosystem and opening the doors for new entrants.
The largest asset managers are transforming into tech- and data-driven entities. They’re reinventing products, venturing into new markets, and aligning analytics initiatives with strategic goals.
This transformation can be seen clearly in the wealth management sector. Competition is heating up for the new generation of digital-savvy customers. New entrants are using technology to deliver personalised investment advice, deeper behavioural insights, and more engaging client experiences.
It’s time to rethink value propositions and jumpstart the initiatives needed to capture value in motion.
Given their long investment horizons and ability to de-risk projects, sovereign wealth funds (SWFs) and large public pension funds (PPFs) are well positioned to fund complex ecosystems—from building critical infrastructure to financing the energy transition.
They have the money and tools to mobilise capital in ways others can’t. Sovereign-backed platforms are accelerating investment in strategic sectors. Long-term investors who move first will capitalise on today’s opportunities and establish a path for others to follow.
Every domain of growth needs physical space—from how we feed ourselves, to how we care for ourselves, to how we connect and compute, and beyond. But the nature of that space is changing rapidly. Tech and society are redefining how physical space is designed, built, used, and valued.
As real estate markets settle, organisations that can adapt to industry reconfiguration will unlock fresh opportunities.
Those using data, AI, and advanced tech in smart, sustainable ways will make the most of their investments and unlock long-term value.
The energy shift and rising demand for AI and data services will unlock major opportunities. Consider cloud computing—it relies on an expansive network of data centres, high-performance infrastructure, and smart cities. Each element demands substantial investment.
The OECD estimates an annual investment of US$6.9 trillion is needed by 2030 to meet climate and development objectives.
Financing the world’s growing infrastructure needs is essential to building long-term economic resilience and sustainability.
Governments and businesses are moving towards low-carbon, digitally enabled systems across emerging domains of growth. Success in this new landscape will come from innovative financing models that blend public and private capital to fund the future.
Private credit is maturing. Consolidation, AI and regulation expected to shape the next era.
The firms pulling ahead are aligning their organisations behind clearer strategic choices as they navigate emerging trends in asset and wealth management.
Discover the future of your industry with PwC’s Value in motion study. Learn how AI and climate change are reshaping industries to create new growth opportunities.
Explore the way projects are financed and how it’s unlocking innovation and new partnerships across industries.
Financial services dealmakers pursue scale, cost-efficiency, and tech-driven transformation. Private credit's growing influence redefines M&A strategies.
The rise of the private credit ecosystem is fundamentally changing the debt capital markets and it will eventually affect all aspects of financial services.
Industries are reshaping around fundamental human needs, creating value through collaboration across interconnected domains that now replace traditional value chains.
Global Financial Services Leader
PwC United Kingdom
Mat applies his geographically and functionally diverse background to help large, globally active financial services organisations develop a strategy for what’s next.
Global Private Equity and Principal Investors Leader
PwC United States