Factors Reducing Spending Growth include:
High Deductible Plans
According to the 2013 PwC Touchstone survey of major US companies, 44% of employers are considering offering high-deductible health plans as the only benefit option in 2014. Already, 17% of employers offer high deductible plans as the only options, a 31 % increase over 2012. When consumers pay more for their healthcare, they often make more cost-conscious choices.