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the start to a new future of banking?
2018 is going to be a year of change for European banks and payment operators. The revised Directive on Payment Services (PSD2), which goes into effect in January, sets the stage for open banking, providing third-parties access to banksā customer data and infrastructure.
PSD2 will lower the barriers to entry for these third-party providers, such as FinTechs, and stimulate the development of new business models. Because EU members must make substantial changes to comply with the new rule by the January deadline, PSD2 demands immediate attention.
With this in mind, PwC has set up a European PSD2 initiative to bring together a multi-disciplinary team of leading experts that can help you assess PSD2 impacts, design winning solutions and implement them in an efficient and effective way. Our goal is to help our clients analyse the challenges and identify the opportunities PSD2 presents to them.
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The clock is ticking, and there is no doubt that PSD2 presents a number of challenges-- strategic, technological, operational and legal. Here are some important questions to ask yourself: