Millennials are exceptional in many ways. They are better educated than their predecessors, more ethnically diverse, and more economically active. Yet they confront greater difficulties— including economic uncertainty and student debt—than those who came before them. As a generation carrying new personal financial responsibility, it is critically important for Millennials to be on a path leading toward financial security. This report analyzes the financial characteristics of more than 5,500 Millennials and examines the factors that threaten their economic aspirations and security. The Global Financial Literacy Excellence Center at the George Washington University conducted this research with the support of PwC.