FSR Insights: Dodd-Frank stress testing requirements for mid-sized financial firms: Highlights and insights

February 2013


The recently published stress testing final rule and supervisory guidance issued by the federal banking regulators – Board of Governors of the Federal Reserve, OCC and FDIC – contain a number of notable features requiring domestic banks and bank holding companies, savings and loans banks and bank holding companies with total assets between $10 billion and $50 billion to evaluate, report to regulators and publicly disclose the impact of stressed market conditions on the firm’s financial condition and regulatory capital levels.

In this FS Regulatory Brief, we highlight the business implications of meeting regulatory expectations for stress testing and capital planning and delve into the large-bank regulatory expectations that are now being applied to other financial companies.