CCAR 2012: Analysis of results

March 2012
  • Print-friendly version
CCAR 2012: Analysis of results

At a glance

March 2012 - Comprehensive Capital Analysis and Review (CCAR) 2012 results indicate that the new methodology is the most severe, comprehensive and rigorous of the three rounds of stress tests conducted by US banks. Results show a highly capitalized US banking segment and CCAR institutions continue to enhance their capital management processes.

Discussions on the Comprehensive Capital Analysis and Review (CCAR) took place. Three overall themes emerged from the CCAR 2012 results:
  1. The CCAR 2012 methodology is the most severe, comprehensive and rigorous of the three rounds of stress tests conducted by US banks;
  2. CCAR 2012 results for the largest banking organizations indicate a more highly capitalized and resilient segment of the banking industry; and
  3. CCAR institutions will continue enhancing their capital management process and related validation processes.

This FS Regulatory Brief also discusses how the Federal Reserve's proposal for implementing the Dodd-Frank stress testing requirements for SIFIs would differ from current practice.