Consumer finance update

February 2006
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Consumer finance update: Winter 2006

At a glance

Consumer Finance Update provides insight into key industry issues, including strategic and operational best practices, risk management, accounting and financial reporting and regulatory.

Winter 2006

Consumer finance update provides insight into key industry issues. Articles in this issue include:

Strategic and operational best practices
  • The battleground for consumer banking
  • Can a consumer finance business afford not to outsource offshore?
  • Developing your consumer finance strategy—necessity or nuisance?
  • Taking advantage of retention initiatives
  • Implementing a customer service strategy
  • Tracking loss exposure and controlling foreclosure losses
  • A glimpse into the mortgage product profitability crystal ball
  • What’s new in home equity?
  • Enterprise system implementations: Five common pitfalls and strategies to avoid them
Risk management
  • Automated valuation models—How to manage your model risk
  • Part one: Back–testing
  • Risk and control self–assessments—A critical component of mortgage enterprise risk management
  • Notes on house price appreciation
Accounting and financial reporting
  • Auto finance: Credit risk and reserving
  • Basel II: Can you afford to tune out?
  • Measuring and recording loan origination costs under FAS 91
  • Implications of the proposed reduction in the minimum servicing fee
Regulatory
  • Understanding Regulation AB
  • Bankruptcy abuse prevention, Consumer Protection Act 2005
  • An end to VA no bids?—Department of Veterans Affairs announces proposed rule changes to modernize its processes