Consumer finance update

Consumer finance update 2006
Download Consumer finance update, Winter 2006

Winter 2006

Consumer finance update provides insight into key industry issues. Articles in this issue include:

Strategic and operational best practices
  • The battleground for consumer banking
  • Can a consumer finance business afford not to outsource offshore?
  • Developing your consumer finance strategy—necessity or nuisance?
  • Taking advantage of retention initiatives
  • Implementing a customer service strategy
  • Tracking loss exposure and controlling foreclosure losses
  • A glimpse into the mortgage product profitability crystal ball
  • What’s new in home equity?
  • Enterprise system implementations: Five common pitfalls and strategies to avoid them
Risk management
  • Automated valuation models—How to manage your model risk
  • Part one: Back–testing
  • Risk and control self–assessments—A critical component of mortgage enterprise risk management
  • Notes on house price appreciation
Accounting and financial reporting
  • Auto finance: Credit risk and reserving
  • Basel II: Can you afford to tune out?
  • Measuring and recording loan origination costs under FAS 91
  • Implications of the proposed reduction in the minimum servicing fee
Regulatory
  • Understanding Regulation AB
  • Bankruptcy abuse prevention, Consumer Protection Act 2005
  • An end to VA no bids?—Department of Veterans Affairs announces proposed rule changes to modernize its processes