Consumer finance publications archive
Accounting considerations, Winter 2009
The Consumer Finance Group is pleased to present its winter 2009 edition of Accounting Considerations. The purpose of this publication is to provide insight into the complexaccounting and reporting issues that are affecting the industry today. This edition is focused on current and emerging accounting issues that have come into focus as a result of the financial crisis.
Boosting profitability requires long-term strategizing
The historical approach to tracking revenues and costs is being replaced by a more granular style that allows for better decision making when monitoring profitability.
Consumer finance update, Corporate sustainability edition
The consumer finance group is pleased to provide a newsletter dedicated to the discussion of sustainability and emerging trends for consumer finance companies.
Feeling the pinch? Get ahead of advances
Advances represent one of the most draining expenses for servicers in a high-delinquency environment. Tweaking analysis can help stop the bleeding.
Homeowner Affordability and Stability Plan (HASP): Preliminary observations of its impact on mortgage servicers
The plan's effectiveness and impact on mortgage bankers will depend on its details (to be announced) and how it is executed. Our point-of-view document discusses the plan's key components and the mortgage origination and servicing areas we anticipate to be affected.
Non-prime automotive underwriting: Evolving for a changing market
As the economy begins its slow recovery, automotive finance companies now face a new business landscape. To help navigate this challenging and sometimes unfamiliar road, PwC is publishing a series of papers that will explore important topics affecting the industry now and in the future.
Proposed cram down legislation: What does this mean for the mortgage industry
New legislation in the US Senate (S. 61) and the House of Representatives (H.R 200) proposes to allow bankruptcy judges, as part of Chapter 13 bankruptcy proceedings, to "cram down" mortgage balances with creditors (reduce the secured mortgage debt on primary residences to the fair market value of the property) thereby reducing consumer obligations.
When it comes to costs, don't forget the here and now
Close scrutiny of expenses and intelligent cost reductions will drive firms' ability to achieve short-term cost savings and help transition them to sustainable long-term models.
Consumer finance update, Spring 2008
Consumer finance update provides insight into key industry issues.
Accounting considerations: Spring 2008
The latest edition of this publication outlines some of the most timely and relevant accounting and reporting technical issues that are affecting consumer finance companies today.
2007 multicultural and emerging markets lending forum: Highlights
The second annual PwC multicultural and emerging markets lending forum
, held in April, was attended by over fifty professionals specializing in emerging markets lending. PwC has published a Multicultural and emerging markets lending forum highlights
that pulls together the most meaningful aspects of each session from the forum.
Update, trends and issues facing the consumer finance industry - Spring 2007
This journal provides the latest in strategic and operational leading practices, accounting and financial reporting and regulatory and risk management.
Trends and perspectives, customer retention in the consumer finance industry
PwC's Trends and perspectives, customer retention in the consumer finance industry
publication highlights some of the traditional trends in customer retention and provides perspectives on alternative approaches.
Accounting considerations for 2007
The second edition of this publication outlines some of the most timely and relevant accounting and reporting technical issues that are affecting consumer finance companies today.
Consumer finance update winter 2006
This newsletter provides new business and financial reporting developments, industry best practices, regulatory updates and other insights into key issues in the consumer finance industry.
Accounting considerations for 2006
This special publication summarizes several emerging accounting and reporting technical issues that may be of importance to the financial reporting staff of consumer finance companies.
Mortgage industry perspective on Katrina
This Consumer finance group news alert discusses the agency and regulatory guidance related to the impact of Hurricane Katrina on mortgage servicers, as well as the effects on retail banking in the Southeast, insurance concerns and the challenges related to financial reporting processes.
Trends and perspectives: The Hispanic market and the consumer finance industry
The inaugural issue of Trends and perspectives looks at opportunities in Hispanic markets for the consumer finance industry and recommendations for companies developing a strategy in this emerging market.
Understanding Regulation AB
To gain greater insight into the complexity of Regulation AB and its potential to significantly affect asset-backed securities, we encourage you to read our comprehensive guide, "Understanding Regulation AB".
Consumer finance update: Winter 2005
Consumer finance update provides insight into key industry issues. This month's issues include: Strategic and operational best practices, risk management, accounting and financial reporting & regulatory.