Alternative markets

Alternatives to the traditional commercial insurance market have grown over the years as organizations have become more sophisticated and coverage for certain coverages has, at times, become unavailable or unaffordable. Retention of insurable risks is now commonplace through a variety of vehicles such as self-insurance, captives, large deductibles, retrospectively-rated policies, pooling, etc. PwC actuaries have provided a wide range of services to non-insurance companies — in both the private and public sectors — that have availed themselves with such insurance alternatives. 

Examples of such services include: