Insurance Banana Skins 2009
...how risks were ranked
(2007 ranking in brackets) |
| |
| 1. |
Investment performance (11) |
| 2. |
Equity markets (13) |
| 3. |
Capital availability (26) |
| 4. |
Macro-economic trends (-) |
| 5. |
Too much regulation (1) |
| 6. |
Risk management techniques (14) |
| 7. |
Reinsurance security (27) |
| 8. |
Complex instruments (19) |
| 9. |
Actuarial assumptions (8) |
| 10. |
Long tail liabilities (7) |
| 11. |
Interest rates (22) |
| 12. |
Managing the pricing cycle (5) |
| 13. |
Management quality (3) |
| 14. |
Managing costs (-) |
| 15. |
Insurance industry reputation (-) |
| 16. |
Distribution channels (6) |
| 17. |
Corporate governance (23) |
| 18. |
Political risks (16) |
| 19. |
Pricing new risks (17) |
| 20. |
Reinsurance availability (28) |
| 21. |
Managing technology (12) |
| 22. |
Natural catastrophes (2) |
| 23. |
Fraud (30) |
| 24. |
Back office (15) |
| 25. |
Retail sales practices (20) |
| 26. |
Terrorism (18) |
| 27. |
Business continuation (29) |
| 28. |
Climate change (4) |
| 29. |
Product development (-) |
| 30. |
Demographic trends (24) |
| 31. |
Managing mergers (31) |
| 32. |
New types of competitors (10) |
| 33. |
Contract wording (25) |
| 34. |
Pollution (21) |
| 35. |
Too little regulation (32) |
