UK retail banking insights

This publication is dedicated to providing topical insights into some of the key issues facing the UK banking industry.

July 2008

  • The waterbed: Is it about to burst?
  • Three steps to liquidity risk heaven
  • Transactions banking: kill two birds with one stone – less risk more value
  • The beginning of the end for proprietary retail banking systems?
  • Every cloud has a silver lining: the receivables management sector across Western Europe

November 2007 (5mb)

  • After the crunch: What next?
  • Sullen but not mutinous: Emotional engagement and bank switching amongst corporate SME customers
  • Unanswered questions threaten to weaken Basel II
  • Customer profitability versus product profitability: The impact of economic regulation
  • The US sub-prime story: Contagion or distraction?

March 2007 (2.42mb)

  • Precious plastic 2007: Consumer credit in the UK
  • Lenders face further scrutiny: the call for fairer practices
  • Building societies at a crossroad
  • Risk appetite: The starting point for the "use test"
  • EU savings directive: First year UK survey

October 2006 (506kb)

  • Taking the grind out of Sarbox
  • Banking banana skins 2006: A challenge for the regulators
  • Covered bonds: A new source of funding for UK lenders
  • Internal audit: Top of the agenda
  • Leading the pack: Managing effective multi-sourcing

June 2006 (462kb)

  • Putting the customer first: Combining compliance and competitive service
  • Tax risk management
  • Sustainable cost-optimisation
  • IFRS 7: The strategic disclosure challenge
  • The collector's collector: An insight into the UK debt collection market

January 2006 (5.05mb)

  • Precious plastic 2006
  • EU savings directive
  • Preparing for MiFID
  • Pillar 2 and risk based capital management
  • Offshoring at the crossroads: Meeting the challenges of an evolving market

September 2005 (452kb)

  • Is the future for unsecured credit as bleak as this year's interim results would imply?
  • The mortgage customer experience post-regulation: Still consistently inconsistent?
  • Payment Protection Insurance ('PPI'): The balloon is inflating
  • IFRS: Is your financial reporting sustainable?
  • Financial services M&A: Review of and outlook for mergers and acquisitions in the European financial services market