Ghana Banking Survey 2012

Banking industry in Ghana

As part of this year’s survey, we interacted with senior executives of banks to get their perspectives on the direction of the industry over the next five years. Our interactions were around matters of change in the industry, the likely bases for competing in the future and key constraints to growth. Our discussions with these bank executives were on the following matters:

  • What in your view will be the main drivers of change in the banking industry over the next five years and why?
  • Historically, banking in Ghana has been profitable; where do you think the next wave of high incomes and profits will be coming from?
  • On what basis will banks compete over the next five years?
  • What do you see as the greatest hindrance to growth over the next five years?
  • After capitalisation, what is the immediate next step?

We point up that the graphs represent the perspectives of key industry executives. In the commentary, we have added our own thoughts following our discussions with these executives.