Risk Reward Services

Your risk policies and controls are integral to your business’s success. By tailoring these policies so that they are well suited to your business and understood by your staff, you can reduce financial and reputational risk. Here’s how we can help:

The Upside of Risk

Risk is caused by change and uncertainty but these can also bring you opportunities. We can help by looking at the way risk can not just erod but enhance the value of your business.

Selling Your Business

Ensuring you get the best possible price in the marketplace. Providing a preliminary assessment of your company’s value, identifying potential buyers, negotiating with them and assess their bids.

Balance Sheet Management

Determining if your business is financially viable and functioning efficiently. Managing the balance sheet and credit risk, and identifying financial solutions that take advantage of government assistance and tax incentives.

Equity and Debt Financing

Raising money to expand or maintain your business. This includes:

• Developing financing proposal packages for potential lenders
• Providing financial projections and sensitivity analysis, identifying guarantee needs and risks
• Negotiating loan terms and create innovative solutions by understanding the needs of the lender and your business

Going Public

Navigating through the IPO process. Assessing market reaction to offerings, position your company to attracting potential investors, and obtaining regulatory advice and assurance services on your prospectus.

Survival and Recovery Strategies

Assessing business strategies to ensure the survival of your company. This includes:

• Identifying and assessing strategies to face declining revenues, shrinking margins, working capital shortages, evolving industry structures, overhead management methods or economic conditions
• Building support from secured and/or unsecured creditors for debt restructuring plans and ongoing assistance in the refinancing process

Tax and Other Strategies

Minimizing your tax bill by considering the tax attributes of business and portfolio investments and developing strategies to protect you against creditors.

Financial Planning

Thinking about the financial health of your business and your personal investment goals. Identifying your personal financial goals (including pre-retirement and retirement planning) and evaluate life, disability, business and other insurance needs to help you understand and choose an appropriate insurance product.

Estate, Trust and Will Planning

Considering taxes and probate fees on your estate. Advising on providing for dependants and distribution of wealth, as well as using spousal and other trusts to reduce income tax on death, and for beneficiaries.