Publications

Consumer Lending Survey 2012 - Maxed out: Canadians ready to cut debt
According to our annual report, Canadians seem to be listening to the Bank of Canada and its governor, Mark Carney, who has often warned them about rising debt levels.

Canadian Banks 2012: Perspectives on the Canadian Banking Industry
Canadian Banks reviews the 2011 financial results for the Big Six. We also take a look at some of the business impacts that upcoming regulatory changes will have.

Workforce performance in Canadian banking
This study of workforce performance in the Canadian banking sector included data submitted for calendar years 2006 to 2010 from a sample of both large and medium-sized Canadian banks.

Banking Banana Skins 2012 – The Canadian Results
This year’s survey showed that the Canadian economy and banking system are in better shape than in many other countries, though concern about more troubled economies is clouding the outlook.

Navigating Through Regulatory Complexity: Perspectives on the Canadian banking industry
The following publication discusses various facets of Dodd-Frank – including provisions for asset managers, whistleblowers and over-the-counter (OTC) derivatives – and how they may impact Canada’s banking sector.

Banking Review: Fall 2011
In this edition of Banking Review, we discuss a new private banking and wealth management report, the importance of finance reporting data, and the changing world of internal audit.

Banking Review: Spring 2011
The Spring 2011 edition of Banking Review discusses capital management, reveals findings from the 14th Annual Global CEO Survey, and provides results from our consumer lending survey.

Perspectives on the Canadian banking industry: In a land of opportunity, what’s next?
Fully armed with capital, how will they take advantage of opportunities, both domestically and abroad, to drive earnings growth and differentiate themselves from the competition?

The new IRS guidance on FATCA: What Canadian multinational companies need to know
On March 18, 2010, the final version of FATCA became U.S. law.  FATCA's impact on global withholding and reporting is sweeping and the costs of implementing systems changes, monitoring and reporting will be borne primarily by non-U.S. financial institutions. The cost of tax reporting, compliance and the cost of errors are likely to rise dramatically.

Banking Review: Fall 2010
In the Fall 2010 edition of Banking Review, we review the Basel III announcement, look at how social media is impacting the sector and what FATCA means for the industry.

Perspectives on the Canadian Banking Industry: An overview of IAS 23 on borrowing costs
This PwC publication provides an overview of IAS 23 and how Canadian financial institutions will have to account for borrowing costs as they convert to IFRS.

Perspectives on the Canadian Banking Industry: OSFI Final Advisory on the conversion to IFRS by Federally Regulated Entities
This PwC publication discusses the differences between OSFI’s draft and final advisories regarding accounting matters related to the conversion to International Financial Reporting Standards (IFRS) by Federally Regulated Entities.

Banking Review: Spring 2010
In the Spring 2010 edition of Banking Review, we look at the state of the internal audit profession, fraud in the industry, tax risk management, and test profiling.

Banking Review: Winter 2010
The Winter 2010 edition of Banking Review examines tax risk management, the new Basel Committee proposals and PwC’s Global CEO survey and Canadian Banks 2010 report.

Perspectives on the Canadian Banking Industry: What you should be asking following OSFI’s draft advisory
This PwC publication shares the questions your organization should ask and points to consider when responding to the OSFI’s draft advisory.

Banking Review: Fall 2009
Learn more about Canadian tax issues and IFRS, managing sustainability in financial services, and PricewaterhouseCoopers’s global private banking and wealth management survey in the Fall 2009 edition of Banking Review.

Banking Review: Summer 2009
The summer 2009 edition of PricewaterhouseCoopers’ Banking Review discusses customer segmentation, Ontario sales tax harmonization, driving efficiencies and value from internal audit, and enhancing performance through controls optimization.

Enhancing Performance Through Controls Optimization
This PwC presentation provides information on controls optimization, the common drivers for it, the outcomes and benefits, and what steps are required.

Canadian Banks 2009: Perspectives on the Canadian Banking Industry
Canadian Banks 2009 examines the challenges of a tumultuous year in the economy, and also includes a survey of Canadians about what they think of Canadian banking today.

Perspectives on the Canadian Banking Industry -- Putting International Financial Reporting Standards (IFRS) in Motion
The International Accounting Standards Board's (IASB) adoption of the IFRS, means financial institutions around the globe, including Canada's banks, must change the way they present business results to analysts, investors and other stakeholders.