Banking Review: Spring 2011

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PwC's Banking Review shares a Canadian perspective on the challenges and opportunities facing the banking and capital markets sector. This edition features the following articles:

Keeping pace with accelerating change — Key banking and capital markets findings from the 14th Annual Global CEO Survey
The global economy is still recovering from the worst economic crisis in 75 years, with many countries grappling with the aftermath of the recession. So we set out to uncover how CEOs are approaching growth during a time when sustainable economic growth is far from certain. We surveyed 1,201 business leaders in 70 countries around the globe, in the last quarter of 2010, and conducted further in-depth interviews with 31 CEOs.

159 KB Keeping pace with accelerating change — Key banking and capital markets findings from the 14th Annual Global CEO Survey (159 KB)
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The way forward — Capital management in banking
The future of banking is becoming clearer. It is a future of more capital, more liquidity and less risk. And, inevitably, it is a future with lower returns on capital, higher costs of doing business and slower growth with ultimate effects to be felt by shareholders and end consumers. Greater scrutiny by investors, regulators and other stakeholders regarding balance sheet usage is also expected.

159 KB The way forward — Capital management in banking (198 KB)
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After the recession — What’s next for consumer lending in Canada?
We’ve all seen the headlines: “Mortgage Debt Tops $1 trillion”; “Curb your enthusiasm for debt — Mark Carney”; “Excessive personal debt a concern”. PwC’s consumer lending survey findings show that the financial crisis has left consumers more risk averse, cost constrained and conscious of their debt loads. In this new landscape, how can Canadian banks continue to grow their consumer lending business? What’s next for consumer lending in Canada?

159 KB After the recession — What’s next for consumer lending in Canada? (2.98 MB)
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