Insurance facts and figures 2008
Welcome to the annual PricewaterhouseCoopers’ Insurance Facts and Figures which shows 2008 as the turning point for results in the insurance sector.

Insurance Facts and Figures 2008 provides a statistical overview of the performance of major industry participants in general, life and health insurance. It also sets out the legislative and regulatory developments for the industry in the last year.

Some highlights from the past year include:
  • Whilst the 2007 results remain robust, there was a clear upward trend in loss ratios for the insurance sector

  • The life insurance sector continued to show strong results in 2007 albeit the rate of profit growth started to slow

  • The health insurance sector saw two major insurers demutualise to provide greater access to capital

  • Overall, all sectors of the insurance industry remain strongly capitalised.
These trends will be more pronounced during 2008 as the full impact of increasing claims activity, softening investment markets, and volatility in pricing flow through the industry. Whilst this will mean a more challenging operating environment, the underlying fundamentals of the industry remain strong.

I hope you find our 2008 edition of Facts and Figures interesting and informative as you deal with the many challenges ahead.

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Insurance facts and figures 2008