During the last decade, the financial sector has gone through a complex process of restructuring, capitalising on new opportunities as well as responding to new challenges. Several new financial instruments and products have been introduced. Existing sectors have been opened to new private players. This has given a strong impetus to the development of the financial sector. New players have adopted international best practices and modern technology to offer a more sophisticated range of financial services to customers. This has led to existing players upgrading their product offerings and distribution channels.
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